savingsspot.co.uk The Volvo XC60 has consistently been a top contender in the premium SUV market, blending Scandinavian style, robust safety features, and a comfortable, refined driving experience. If you’re in the UK and on the hunt for a used Volvo XC60, you’re likely looking for the best possible deal. This comprehensive guide will equip you with the knowledge to navigate the market and find the perfect XC60 at a price that suits your budget.
Understanding the XC60 Market
Before diving into specific deals, it’s crucial to understand the factors that influence the price of a used XC60. These include:
- Model Year and Generation:** The XC60 has seen several updates and a full generational change. The current generation, launched in 2017, generally commands higher prices than the previous generation (2008-2017).Within each generation, newer models are typically more expensive.
- Mileage:**As with any used car, mileage is a major factor. Lower mileage examples will always be pricier. Look for a comprehensive service history to verify the mileage and ensure the car has been well-maintained.
- Trim Level (Specification):**Volvo offers various trim levels, from the entry-level Momentum to the luxurious Inscription and sporty R-Design.Higher trim levels include more features and therefore have a higher initial cost, which translates to the used market. Consider which features are essential for you and which you can live without.
- Engine Choice:** The XC60 has been offered with a range of petrol, diesel, and plug-in hybrid (PHEV) powertrains.PHEVs (badged as ‘Recharge’) are generally the most expensive, followed by petrol, and then diesel. Diesel models, while often offering better fuel economy for high-mileage drivers, are facing increasing scrutiny due to emissions regulations, which can impact their resale value.
- Condition:**The overall condition of the vehicle, both inside and out, plays a significant role.Look for signs of wear and tear, damage, or neglect. A well-maintained car with a clean history is worth paying a premium for.
- Location:** Prices can vary slightly depending on your location in the UK. Demand and supply in different regions can affect pricing.
- Seller Type:** Buying from a main Volvo dealer will typically be more expensive than buying from an independent dealer or a private seller. However, main dealers often offer approved used car programmes with warranties and other benefits.
Where to Find the Best Deals
Now that you understand the pricing factors, here’s where to look for your discounted XC60:
Approved Used Volvo Dealers
Volvo’s “Selekt” approved used programme offers peace of mind. These vehicles have undergone rigorous checks, come with a warranty (typically at least 12 months), and often include roadside assistance. While prices might be higher than other sources, the added benefits and reduced risk can be worthwhile. Look out for special offers and finance deals on the Volvo UK website and at local dealerships. They sometimes offer deposit contributions or reduced APR rates, effectively acting as a discount.
Independent Dealerships
Independent dealerships often have a wider selection of used cars, including XC60s. Prices are generally lower than main dealers, but it’s crucial to do your due diligence. Check online reviews for the dealership and thoroughly inspect any vehicle you’re considering. Ask for a vehicle history report (like HPI Check) to ensure it hasn’t been written off, stolen, or has outstanding finance.
Online Marketplaces
Websites are a great way to compare prices and find a wide range of XC60s. Be prepared to do your research and potentially travel to view vehicles. Exercise caution when dealing with private sellers, and always meet in a safe, public place. Take a friend or family member with you, and never hand over cash without thoroughly inspecting the car and verifying the paperwork.
Auctions
Car auctions can be a source of bargain vehicles, but they come with significant risks. You typically won’t have much time to inspect the car before bidding, and you’re buying “as seen,” meaning there’s no warranty or guarantee. Auctions are best suited to experienced buyers who are comfortable assessing a car quickly and are prepared to take a gamble.
Negotiating the Price
Regardless of where you buy your XC60, negotiation is key to getting the best price. Here are some tips:
- Do Your Research:** Know the market value of similar XC60s (same year, mileage, trim, etc.). Use online valuation tools and compare listings to get a good idea of a fair price.
- Be Prepared to Walk Away:** Don’t get emotionally attached to a particular car. If the seller isn’t willing to negotiate to a price you’re comfortable with, be prepared to walk away. There are plenty of other XC60s out there.
- Point Out Any Flaws:** If you find any minor imperfections (scratches, scuffs, worn tyres), use these as leverage to negotiate a lower price.
- Consider the Time of Year:** Dealerships often have sales targets to meet at the end of the month or quarter. You might be able to get a better deal by shopping at these times.
- Be Polite and Respectful:** Negotiation is a two-way street. Be polite and respectful to the seller, and you’re more likely to reach a mutually agreeable price.
- Explore Finance Options:** Even if you’re paying cash, explore the dealer’s finance options. Sometimes, taking out finance (even if you pay it off immediately) can unlock additional discounts or incentives. Always check the terms and conditions carefully.
Hidden Gems: Things to Look For
Beyond the obvious, here are a few lesser-known things to consider when searching for a bargain XC60:
- Ex-Demonstrator Models:** These are cars that have been used by the dealership for test drives. They typically have low mileage and are well-maintained, but may be available at a discounted price compared to a brand-new car.
- Nearly New Cars:** Look for cars that are only a few months old with very low mileage. These can offer significant savings compared to buying brand new, as they’ve already taken the biggest depreciation hit.
- Specific Trim Levels:** Sometimes, certain trim levels or engine options are less popular and therefore available at lower prices. If you’re flexible on your requirements, you might find a bargain by considering a less sought-after model.
- **Check for recalls:** Before purchasing always make sure the car don’t have opened recalls.
Finding a discounted Volvo XC60 requires research, patience, and negotiation skills. By understanding the market, exploring different buying options, and being prepared to haggle, you can secure a fantastic deal on this stylish, safe, and practical SUV.
